By Andreas Styles | Cryptocurrency & Econosphere Senior Analyst
Reflecting on my time at Consensus Hong Kong, the dialogue between legacy payment giants like Visa and Mastercard and the emerging Web3 sector has reached a point of practical maturity. Standing in the gallery, watching the shift from speculative discussion to infrastructure development, the central takeaway was clear: “if your payment rail doesn’t move at the speed of an API call, you’re already behind.” The industry is no longer debating the technology; it is now scaling the implementation of the underlying protocol for global commerce.
In local developments, INXY Payments has reported significant progress. The Limassol-headquartered firm recently surpassed $2 billion in annual transaction volume, reflecting a 500% year-on-year growth. This indicates a measurable shift in Limassol B2B financial trends as businesses seek more efficient global liquidity. INXY functions as a regulated infrastructure provider, allowing entities to manage their exposure to digital settlement efficiency without the operational burden of direct asset management. They facilitate the settlement layers, providing the advantages of blockchain while maintaining a fiat-compatible workflow.
I believe is should be the underlying intention of every fintech company in 2026 to ensure that every code is set to notion using the protocols necessary to seamlessly manage the exposure, transfer, and conversion of digital assets with the same regulatory ease as the beginner trader
Andreas Styles
Prognosis: Strategic Efficiency in Global Payouts
The data by INXY suggests a steady trajectory. Stablecoins have transitioned from niche instruments to standard primes for operational efficiency in fintech.
As I noted in Hong Kong, “in 2026, the question isn’t if you’ll use a stablecoin, but which chain will settle your coffee.” With a net revenue retention rate of 130%, growth is driven by clients choosing to bulkload more volume onto these rails. These products are effectively opening new theatres in money transfer, providing a streamlined alternative to traditional networks.
The Practical Hurdles and the Cyprus Context
While the efficiency is evident, the transition involves manageable risks. A significant drawdown in speed can occur if banking off-ramps do not keep pace with digital execution, and global regulatory variations require constant attention. However, our local landscape is hardening; the new 8% flat tax on crypto gains and the February 2026 CySEC MiCA application deadline have effectively turned Cyprus into a “compliance-first” hub. Investor confidence is no longer anchored in hype but in the proven functionality of blockchain as a transparent, programmable means of currency.
Yesterday, I found myself at a new cryptopub in Limassol, deep in discussion with Nikos Constantinou, our resident forever skeptic. He was dismissive until I explained the importance of regulatory clarity, liquidity mindset for institutional trust. At Cyprus Pulse, we believe this model featured today clicks many links for our regional economy, the finfrastructure is no longer a prospect; it is an active, functioning reality.
Disclaimer: This content is provided for general information only and does not constitute investment advice or financial recommendations under EU law. The publishers assume no liability for any financial decisions or backgainers scenarios incurred by readers. We strongly urge you to conduct your own independent research due diligence and consult a regulated financial professional before making any investment or trading moves. Please be aware that some information may be AI-edited; you must verify all critical data independently and never take it for granted. Every investment involves finexposure.
The original abstract artworks featured in this article are specially commissioned for INXY by Andreas Styles of Cyprus Pulse, artworks created by French artist and Biennale Awards 2026 recipient Séverin Valmont.
